This is a lawful and binding agreement between you, the user (referred to as "user" or "you") of the Programs (as defined below), and Paperlive that sets forth the conditions that govern your use of the Platform. Paperlive provides and operates the website https://paperlive.in/, as well as the information, services, and other materials found there. Paperlive provides professionally curated online higher education and industry-relevant program and career guidance services ("Programs").

Please review our policies available on the Platform (collectively referred to as the "Terms") that outline the rules for using the Platform and its Programs. By agreeing to these Terms in any way or by accessing the website, you confirm your consent to comply with, be governed by, and follow these Terms. If you do not agree with these Terms, you are not permitted to access or use the Programs, and any subsequent use will be deemed unauthorized.

Each program might have its own specific terms regarding refunds, deferrals, payments, and other related aspects. Additionally, corporate clients might have entered into distinct written agreements with us. In case of any discrepancies, these separate agreements will take precedence over these terms where there is a conflict.

These Terms will govern Paperlive-hosted websites, WhatsApp groups, Facebook groups, Instagram pages, Facebook pages, email/SMS/phone communications, and other social media platforms operated by Paperlive, all of which are considered part of the ‘Platform.’ You acknowledge that some components of the Platform are managed by third-party service providers, and you agree to adhere to their terms and conditions. Paperlive will not be liable for any service interruptions caused by these third-party providers.

We may update these Terms periodically without prior notice. It is your responsibility to check this page frequently. By continuing to use the Platform and Programs after any changes have been made, you acknowledge that you have read and accepted the updated Terms. If you do not agree with any modifications to these Terms, you should refrain from using the Platform or Programs.

Paperlive does not assert that the Platform is available or legally permitted to operate in all geographic locations, nor that the Platform, or any information, services, or products offered through it, are suitable or accessible in other areas. Accessing the Platform from regions where it, or any of its content or features, is illegal is strictly prohibited. If you choose to access the Platform, you do so voluntarily and at your own risk, and you are solely responsible for ensuring compliance with all relevant laws.

User Registration and Delivery of Services

Once you have paid the Program fees—either partially or in full, depending on the Program—Paperlive will provide you with the Program’s terms of use and grant you access. An invoice may be sent to you along with an email confirmation, which will serve as proof of delivery following successful payment.

In certain exceptional situations, if Paperlive grants you access to a Program before payment is completed and does not receive the payment within the specified timeframe, Paperlive reserves the right to withdraw your access to the Program at its discretion, without prior notice.

In addition to the registration process, we may collect information about you and your performance in the Programs as part of your use of the Platform. Some of this information may be Personally Identifiable Information. We may use, maintain, and store this information to provide services to you now and in the future, and may share it with our Educational Partners or third parties for service provision or marketing purposes. For instance, as detailed in our Privacy Policy, we might share certain materials or information about you, including your grades or scores, with third parties. Access to the Programs is restricted to those specifically granted access by Paperlive.

Additional requirements apply to Students. As a student, you agree not only to the terms mentioned above but also to register with the intent to complete any relevant assignments associated with the Platform or Program you have enrolled in.

Use of Programs

Paperlive reserves the right to cancel or reschedule any Program or live lectures/webinars, and to alter, modify, or rearrange the schedule of topics, as well as the point value or weight of assignments, tests, quizzes, exams, projects, and other evaluations of progress. Additionally, Paperlive may, at its sole discretion, limit, suspend, or terminate your access to the Platform or Programs, including Paperlive coaches, support services, evaluation services, or certifications. Paperlive may also modify or discontinue any services related to its Programs at its discretion. You agree that Paperlive will not be liable to you or any third party for any such modifications, suspensions, or discontinuations. There is no obligation for Paperlive to maintain or support the Platform or Programs or any associated services.

Paperlive will not be liable for any unavailability of the Platform or any part of it due to events beyond its control, including but not limited to natural disasters, war, disease, revolution, epidemics, riots, civil disturbances, strikes, lockouts, floods, fires, satellite failures, public utility failures, man-made disasters, or any other causes.

Participants in Paperlive’s online live lectures and webinars will receive access details via email. You agree not to share this access with any third party. If you are unable to attend an online live lecture or webinar, please notify Paperlive in advance.

You are solely responsible for obtaining and maintaining any equipment or ancillary services needed to connect to, access, receive, or use the Platform, including hardware devices, software, and internet, wireless, broadband, phone, or other mobile communication services. You must ensure that such equipment and services are compatible with the Platform and bear all charges associated with their use in connection with the Platform and Program.

Certification

Paperlive is NOT a university but an education service provider offering certificate programs.

You will receive a certificate of successful completion of a Program (“Program Certificate”) only after meeting all the criteria and requirements set by Paperlive.

Paperlive’s Intellectual Property Rights

“Content” refers to all information and data, including but not limited to text, software, scripts, graphics, maps, photos, sounds, music, videos, logos, offers, advertisements, interactive features, and other materials.

The Platform, Programs, and related services are owned and operated by Paperlive and its licensors. All Content available on the Platform or through the Programs—including online/live lectures, speeches, video lessons, quizzes, presentation materials, homework assignments, programming assignments, programs, code, images, text, layouts, arrangements, displays, illustrations, documents, audio and video clips, HTML, and files (collectively “Paperlive Content”)—is the property of Paperlive and/or its affiliates or licensors, and is protected by copyright, patent, and/or other intellectual property rights under Indian and foreign laws. All software used on the Platform is also the property of Paperlive and is protected by Indian and international copyright laws.

The Paperlive logos, trademarks, and service marks appearing on the Platform and in the Program (“Paperlive Marks”) are owned by Paperlive and protected under Indian and foreign laws. Additionally, elements of the Platform are protected by trade dress and other intellectual property laws, and may not be copied, reproduced, downloaded, or distributed in any form without the express written consent of Paperlive.

As a condition of accessing the Platform and/or using the Programs, you agree not to (a) reproduce, duplicate, copy, sell, resell, or exploit any Paperlive Content or any part thereof for commercial purposes, except as expressly allowed under these Terms; and (b) use the Paperlive Marks or name, trademarks, or service marks to send unsolicited communications or for any unauthorized purpose.

Please verify all Content before use. If you encounter any Content that is incorrect, infringing, offensive, indecent, or objectionable, please notify us immediately using the contact details provided at the bottom of this page.

Additionally, Paperlive may occasionally request users to review Paperlive Content. Any works derived from such reviews shall remain the sole and exclusive property of Paperlive.

Third-Party Intellectual Property

Paperlive is committed to respecting and protecting third-party intellectual property rights, including copyrights and trademarks (“IP”). We promptly address clear notifications of alleged IP infringement. Upon receiving proper notification, we will take action by removing or disabling access to the material in question.

Paperlive will not be held responsible for any unauthorized use of third-party IP. Users who engage in such unauthorized use or infringe upon any IP available on the Platform are fully responsible for indemnifying and holding Paperlive harmless against any resulting claims.

If you believe your product or work has been misrepresented or used in a way that constitutes copyright infringement, or if your intellectual property rights have been violated, please provide us with the following details:

• An electronic or physical signature of the person authorized to act on behalf of the owner of the product, copyright, or other intellectual property interest.
• A description of the product, work, or other intellectual property that you claim has been misrepresented or infringed.
• A description of where the item that you feel is misrepresenting or infringing your product, work, or other intellectual property is on the Platform/Program.
• Your address, telephone number, and email address.
• A declaration from you stating that, in good faith, you believe the disputed use is not permitted by the owner of the work, product, copyright, or intellectual property, its agent, or the law in question.
• A declaration from you, made under penalty of perjury, attesting to the accuracy of the facts stated above in your notice and attesting to your ownership of the product, work, copyright, or other intellectual property, or to your authority to act on their behalf.

Please contact us using the information at the bottom of this page if you have any questions or concerns about copyright or other intellectual property violations.

Limited License

The Platform's services are licensed rather than sold. Paperlive provides you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the Platform and Programs in compliance with the Terms in exchange for your agreement to these terms. As long as you preserve any copyright and other notices included in such Paperlive Content, you are free to download or duplicate any parts of the Paperlive Content that are accessible on the Platform for your own personal, non-commercial use. Platforms, Programs, and any Paperlive Content may not be copied, sold, resold, reproduced, published, altered, transferred, retransmitted, distributed, used for commercial purposes, or used to generate derivative works. Despite the aforementioned, you may be granted access to specific reference materials, digital textbooks, and articles with the consent of third parties. Your use of this information is subject to a number of guidelines, which you accept responsibility for adhering to.

It is prohibited for you to disassemble, decompile, reverse engineer, or get access to the source code of any software that could be utilised to run the Programs or the Platform. Software, code, instructions, and other similar information may occasionally be included by Paperlive in the Paperlive Content for the Programs; any such information is offered "as-is" for educational purposes only and is subject to the terms stated in the sections below under "Disclaimer" and "Limitation of Liability." It is totally forbidden to exploit such information for commercial purposes. All rights not expressly granted herein to the Platforms, Paperlive Content, and Paperlive Marks are reserved by Paperlive and/or its affiliates and licensors.

User Conduct Policy

For the purposes of these Terms, once you have accessed the Platform or Programs, regardless of whether you have enrolled in a Program or are just perusing the Site, you will be deemed a "user." Any actions you take in relation to using the Platform and Programs are your responsibility. In conjunction with such use, you thus covenant to abide by all applicable local, provincial, state, federal, and international laws, treaties, and regulations. You promise not to use the Platform for any unethical purposes.

The following rules apply without exception: you won't post, transmit, or cause to be posted or transmitted any communication, solicitation, or other “phishing,” “pharming,” or “whaling” message meant to get a password, account, financial information, personal information, account number, or other private or confidential information from any other third party or from any other user of the Platform. Nevertheless, in the event that such an occurrence occurs, Paperlive will not be responsible for any data loss or for any compromise of the user's device, computer system, or other property.

You acknowledge and consent to Paperlive's right, without prior notification to you, to report any and all such suspicious or illegal activities to the relevant law enforcement or legal authorities.

During your use of the Platform and Programs, you will:

• Not harass other users, students, attendees, support agents or visitors.
• Not create an atmosphere of disharmony, hostility within student groups.
• Not cheat on any homework assignment or exams for the Program.
• Not post online any secured testing materials.
• Not share solutions to homework assignments or exams.
• If you discover that another user is cheating or violating these terms, let the instructors know right away. You should also follow any applicable code of conduct standards that are directly related to the program that the other user is enrolled in.

In compliance with the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules 2021, the laws of any other jurisdiction where Paperlive would be considered an intermediary, and with regard to User Content (as defined under "User Content") and any other post or comment or other information uploaded, published, transmitted, or updated by you, Paperlive is an intermediary. To that end, you must not host, display, upload, alter, publish, transmit, save, update, or distribute any data that:

• Is owned by someone else and over which the user has no legal authority.
• Is harmful, insulting, harassing, or defamatory based on gender; libellous; racially or ethnically objectionable; relates to or encourages money laundering or gambling; is fraudulent; is threatening; obscene; is indecent; profane; pornographic; paedophilic; invasive of another's privacy, including bodily privacy.
• Is harmful to child.
• Infringes any patent, trademark, copyright or other proprietary rights.
• Violates any law for the time being in force.
• Deceives or misleads the recipient about the message's origin or purposefully and deliberately disseminates any information that is obviously false or misleading but that could be interpreted as fact.
• Impersonates another person.
• Endangers public order, friendly ties with other states, the unity, integrity, defence, security, or sovereignty of India, encourages the commission of crimes that are punishable by law, obstructs the investigation of crimes, or insults another country.
• Includes a software virus or any other type of computer code, file, or application intended to disrupt, destroy, or restrict the operation of any computer resource.
• Is clearly untrue and inaccurate, and it is written or disseminated in any format with the intention of deceiving or harassing a person, organisation, or agency in order to obtain financial advantage or to harm someone.
• Content that encourages the discussion of unlawful activity with the goal of engaging in it.
• Content that you do not have the right to disclose.
• Advertising or any form of commercial solicitation.
• Content related to partisan political activities.
• Content that is posted with the intention of deceiving others or that purposefully contains false facts.
• Worms, Trojan horses, viruses, time bombs, cancelbots, and other destructive elements that could damage, interfere negatively with, covertly intercept, or expropriate any system, data, or personal information, among other things.
• Content that uses any automated, electronic, or high volume method of accessing the Platform (such as, but not limited to, robots, spiders, or scripts).
• Content that infringes upon the rights of other Platform users.
• Anything that promotes or encourages unlawful action in any way, or that transgresses any applicable municipal, state, federal, or international law.

User Content

In addition to certain information and materials for use with the Programs, such as questions, hypotheticals, examples, assignments, industry projects, etc., you may be able to upload forum posts, chat with other users and Paperlive's counsellors, user discussions, profile pages, and other content and media for social interaction (collectively, "User Content") on the Platform. Any User Content you upload or make accessible for use on the Platform or Programs is not owned by Paperlive. Any and all rights, titles, and interests in and to the User Content shall belong solely and exclusively to the user.

You hereby grant Paperlive an irrevocable, worldwide, perpetual, royalty-free, and non-exclusive license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display, or otherwise exploit the User Content on the Platforms or in the Programs, and to sublicense such rights (to multiple tiers) for any purpose, including any commercial purpose. This license applies to any User Content you submit via the Platform or Programs, or that is otherwise made available to Paperlive. Any User Content may be removed by Paperlive at any time and for any cause.

If you provide any User Content, you represent and warrant that: (a) you have all the required permissions, licenses, and/or rights to provide such User Content and that Paperlive is permitted to use it as stated above; (b) the User Content is truthful and reasonably complete; (c) as between you and Paperlive, you will be liable for paying any third-party fees associated with the provision and use of the User Content; and (d) the User Content does not and will not violate or infringe upon the rights of any third party or otherwise unfairly obtain advantage of any kind.

Paperlive disclaims all liability with regard to the correctness, integrity, or calibre of User Content provided over the Platform, including any messages, reviews, or comments. Paperlive shall not be responsible or liable in any manner for any User Content posted by you or used by you, including but not limited to any mistakes or omissions, loss, damage, or defamation of any sort. It is your responsibility to abide by all laws that may be relevant to the User Content.

Platform Security

It is forbidden for you to breach the security of the Platform or any other platform that Paperlive has partnered with. This includes, but is not limited to: (a) accessing data that is not meant for you or logging onto a server or account that you are not authorised to access; (b) trying to probe, scan, or test the vulnerability of a system or network or to circumvent security or authentication measures without the necessary authorisation; (c) trying to interfere with the service that any user, host, or network is receiving, including, without limitation, by submitting a virus to the Platform, overloading, “spamming,” “mailbombing,” or “crashing;" (b) sending unsolicited emails that include product or service advertisements and/or promotions; or (e) fabricating any header information in an email or newsgroup post, or any TCP/IP packet header. System or network security violations may subject one to legal or criminal consequences. Paperlive will look into incidents that might entail these kinds of violations. It might also involve law enforcement in the prosecution of users who might be involved in these kinds of violations. By using this platform, you consent to not interfering or attempting to interfere with its normal operation or any activity taking place on it through the use of any equipment, software, or routine. Furthermore, you agree that you will not navigate or search the Platform using any other engine, software, tool, agent, or other device or mechanism (including, but not limited to, browsers, spiders, robots, avatars, or intelligent agents) than the search engine and search agents that Paperlive makes available on the Platform and the widely used third-party web browsers (e.g., Google Chrome or Microsoft Explorer).

With the goal of protecting user security, Paperlive has put in place safeguards for user accounts and associated data. We cannot, however, ensure that unauthorised persons won't be able to get past our security precautions.

Disclaimer

The Platform and/or Programs might not be comprehensive or up to date and might include typographical mistakes or inaccuracies. Therefore, Paperlive retains the right to update or modify information at any time without prior notice and to correct any mistakes, inaccuracies, or omissions, including after an order has been submitted.

All flaws included, the Platform, Programs, information, and Paperlive Content are supplied "as is" and "as available."

Regarding Paperlive Content or services accessible on or through this Platform and Programs, Paperlive makes no express or implied representations or warranties of any kind. Paperlive disclaims all warranties, including those regarding the accuracy or dependability of any information obtained through the services, the results that may be obtained from using the services, or the correction of any software defects. Paperlive also makes no warranties regarding the services' ability to meet the needs of the user or that they will be timely, secure, uninterrupted, or error-free.

The user acknowledges and accepts that the Paperlive Content and any other information, data, or other material downloaded or otherwise obtained through or from the Platform or Programs are done so at the user's own risk and discretion. The user further agrees that the user bears all liability for any harm that may result from downloading such information or data, including damage to the user's computer system, electronic device, or loss of data.

On the Platform, you can find information on loans or EMI options that are available to help you pay for your program expenses. Please be aware that this is merely informational and that Paperlive is unaware of any agreements you might make with third-party credit facility providers. The lending facilities are offered by these providers. Paperlive will not be held accountable or liable for any arrangements you make with third-party credit facility providers; instead, you will be bound by the terms and circumstances of such agreements.

Regarding the use of any Paperlive Content or other information, data, or other material downloaded or otherwise obtained through or from the Platform or Programs, Paperlive shall not be liable in any manner for any errors or omissions, or for any loss, damage, or defamation of any kind incurred as a result of your use of or reliance on such information or data. No written or verbal advice or information that the user receives from Paperlive or through the services will entitle them to a guarantee from Paperlive.

Please contact us using the information at the bottom of the page if you believe any information on the Platform or Programs is inaccurate or offensive, or if you are the owner of any information or content and would like it removed from the Platform or Programs.

Testimonials, reviews, and success stories that appear on the Platform, such as those about pay increases, promotions, and other developments, are personal accounts of people who have utilised our products and/or services in one way or another. They are individual outcomes, though, so they could differ. We make no claims on the normal outcomes that most customers will experience. The testimonials are not necessarily representative of all of those who will use our products and/or services.

The endorsements, evaluations, and success stories posted on the Platform are relevant to the authors and might not be a reliable predictor of the success or performance of other people in the future. Paperlive makes no guarantees and is unable to do so.

Limitation of Liability

No liability will be imposed on you or any other party by Paperlive or any of its Educational Partners, affiliates, employees, directors, officers, agents, vendors, or suppliers for any indirect, special, incidental, consequential, or other losses or damages of any kind resulting from or related to the use of this Platform or Programs, including, without limitation, damages for lost profits, goodwill loss, data loss, work stoppage, accuracy of search results, computer/electronic device failure, virus, or malfunction. Paperlive will never be responsible for any losses or, in the case of enrolled students, the money you paid to enrol in a program.

Site Linking

Links on the Platform to pages on other websites (referred to as "Linked Sites") may lead to Linked Sites that sell goods and/or services or that contain Content. These Linked Sites are not written, edited, maintained, or overseen by Paperlive. The following are your acknowledgements and agreements: (a) you accept the terms and conditions of the Linked Sites; (b) we do not control or endorse the sponsors of such Linked Sites or the content, products, advertising, or other materials presented on such Linked Sites; and (c) you have no responsibility for the availability or accuracy of information provided by Linked Sites. Any Linked Sites may be removed by us from the Platform at any moment, for any reason at all.

NEITHER PAPERLIVE NOR ANYTHING ARISING FROM REPRESENTATIONS OR INFORMATION PROVIDED ON SUCH LINKED SITES WILL BE LIABLE FOR ANY TRANSACTIONS YOU CONDUCT WITH THIRD PARTIES THROUGH THE LINKED SITES.

We acknowledge that content on Linked Sites may be protected by intellectual property rights belonging to the Linked Sites operator. We merely offer the links for informational reasons and respect such rights. We do not establish or imply any kind of connection or relationship with the operator of any Linked Site simply by providing links to it.

Without our prior written consent, you are not permitted to create a link to our Platform from any other website, application, intranet, or extranet site. Before creating any links, feel free to get in touch with us. When creating links, you cannot imply or explicitly state that Paperlive, its Educational Partners, employees, agents, directors, officers, or shareholders have given you their endorsement, sponsorship, or support.

To play YouTube videos, the Platform makes use of YouTube API Services. By using the Platform to view and play YouTube videos, you consent to be bound by the terms and conditions set out by YouTube, which may be found at https://www.youtube.com/t/terms.

We disclaim all liability for the policies and content of any third-party services found in the Linked Sites.

We advise you to carefully read the terms of service before using any linked sites, third-party services, or services.

Indemnity

In the event of (a) your use or attempted use of the Platforms or Programs in violation of the Terms; (b) your violation of any law or third party's rights; or (c) information or Content that you or others post or otherwise make available on the Platform or through any Program, including without limitation any claim of infringement or misappropriation of intellectual property or other proprietary rights, you agree to indemnify and hold Paperlive harmless from any and all claims, liabilities, damages, losses, and expenses (including attorneys' fees) that may arise as a result of such violation.

Termination of Rights

You acknowledge that Paperlive may, at any time and for any reason, deactivate your account, cancel your use of the Platform, or terminate your enrollment in a program. This includes, but is not limited to, if Paperlive believes that you have: (a) violated the Terms; (b) violated someone else's intellectual property rights; (c) uploaded, posted, or transmitted unapproved content on the Platform; or (d) behaved contrary to the text or spirit of these Terms or any other applicable code of conduct. You acknowledge and agree that Paperlive will not be liable to you or any third party for any termination of your account or enrollment, and that any deactivation or termination of your access to the Platforms or Programs may occur without prior notice to you. Additionally, you agree that Paperlive may retain your information on its systems even after your account is terminated or you are no longer enrolled in a Program.

Miscellaneous Provisions

You attest that you are at least eighteen years old by using the Platform and accepting the Terms. If you are under the age of 18 or under the legal age in your jurisdiction to enter into a binding contract, you may only use the Platform under the supervision of a parent or legal guardian who agrees to be bound by the Terms. Users under the age of 18 are not permitted to use the Programs.

Under these Terms or any Program-specific agreements, Paperlive may freely assign or transfer any portion of its rights or obligations. Without Paperlive's prior written consent, you may not assign or transfer any part of your rights or delegate your obligations under these Terms or Program-specific terms.

The laws of India shall govern, interpret, and enforce these Terms and any Program-specific terms shared with you. These laws apply to agreements entered into and to be performed entirely within India, without giving effect to any principles of conflicts of law. You consent to the exclusive jurisdiction of the courts of Delhi for any legal action or other proceedings brought by Paperlive, you, or any third party to enforce these Terms or Program-specific terms or in connection with any matter relating to the Platform or Programs. In the event of a dispute, the parties agree to make all reasonable efforts to resolve the matter through good-faith negotiations. If such efforts fail, the Arbitration and Conciliation Act, 1956, as amended ("Act") will govern the arbitration of any dispute or claim arising out of or in connection with the Terms or Program-specific terms, including any question about their existence, validity, or termination. Arbitration will be conducted by a single arbitrator chosen by Paperlive, and the arbitration will take place in Delhi, with all proceedings conducted in English.

If any provision of these Terms or any Program-specific terms shared with you is found to be unlawful, void, or unenforceable for any reason, that provision will be deemed severable from the remaining provisions, which will remain valid and enforceable. Paperlive will not be liable under these Terms or Program-specific terms for any failure or delay in fulfilling its obligations due to causes beyond its reasonable control, including, but not limited to, natural disasters, war, civil unrest, terrorism, internet outages, governmental actions, national emergencies, strikes, or labor disputes.

If someone hacks or tampers with this page to make unauthorized changes to these Terms, Paperlive will not be responsible for any damage or issues that arise as a result.

The failure of Paperlive to exercise or enforce any right or provision of the Terms or any Program-specific terms will not constitute a waiver of such right or provision. If a court of competent jurisdiction finds any provision of these Terms or Program-specific terms to be invalid, the parties agree that the court should give effect to the parties' intentions as reflected in the provision, to the fullest extent permitted by law.

These Terms and any Program-specific terms shared with you constitute the entire agreement between you and Paperlive regarding the subject matter herein. Any modifications to this agreement must be made in writing and posted on the Platforms by Paperlive or agreed to in a separate written agreement between you and Paperlive.

You may send any notices required under these Terms or Program-specific terms to the following addresses:

ADAZPAPERLIVE LEARNING LLP, Site- 54, Royal Placid Layout, PWD Quarters, 1st Sector, HSR Layout, Bengaluru, Karnataka 560102

Email: support@paperlive.in